That's the nice thing about doing it that way. It's not too hard to set things up so the income the million earns pays for the trip, and you still have the million to do it again the next year. Not giving in to the temptation to spend it all at once is at the core of how wealthy people who want to remain wealthy think. But it's awfully hard to do that if you haven't had the experience of having enough money to do that.